Summer Vehicle Storage

Summer Vehicle Storage

Many insurance companies are now requiring that their insured’s (customers) who want to remove coverage on their vehicle for an extended period of time, apply an OPCF 16 (Suspension of Coverage) endorsement to their vehicle. In fact, if there is not another vehicle on...
Advantage of Driving Record Protection

Advantage of Driving Record Protection

There are two important aspects of Driving Record Protection. The first and foremost, is the premium savings from not having your driving record reduced as a result of your first at fault loss. Having your driving record reduced to a 5* or 7* depending upon the...
Tips for Safe Use of Candles

Tips for Safe Use of Candles

Information courtesy of the National Fire Protection Association (NFPA). NFPA releases safety alerts for consumers on a regular basis, and the following alert is taken from one of their publications. Fire chiefs are reporting similar trends re candles in Canada....
Myths about Auto Insurance

Myths about Auto Insurance

With over 18 million registered vehicles on the road today, auto insurance is the most widely purchased of all insurance policies. Over the years I have found that many “Myths” have developed! These “Myths” are also the most frequently asked...
Insurance Speak Simplified

Insurance Speak Simplified

As well as technical jargon, insurance industry practitioners often use some everyday words in a very precise way. We hope you find this glossary helpful; our comments and suggestions for future editions are cordially invited. All risks: The term “all...